If you are a single mom and looking for living assistance, you will find that there is a lot of financial help for families deemed needy and low-income. Most fail to look for help beyond applying for the welfare benefits offered by the government. No doubt government assistance offers a wide range of extremely helpful and targeted solutions to counter poverty and crisis. At the same time, non-profit organizations are also known for providing equally helpful , if not more, programs to assist single moms needing a hand with their transition into a self-sufficient family. The type of financial assistance you can find being offered via NPOs and government include but not limited to the following:
1. Cutting down daycare expenses:
It is well known the daycare expenses are not just high and unaffordable for many but become higher each and every year. With one income at hand, a single mother can only manage so much. Even two-parent households find that these expenses put a huge dent in their pockets but one that certainly cannot avoided altogether. Thankfully, there are several ways to cut down the daycare expenses without having to compromise on the quality of childcare. One such option can be found in the form of affordable childcare solutions offered by non profit organizations in many states. Subsidized childcare can save you plenty of money over time which can in turn boost savings. In addition to these solutions offered by NPOs, government also offers daycare assistance to families meeting income and asset requirements. You can choose a care provider fitting your needs, and ask for assistance towards paying for the same. Applicants who are found to be eligible and approved for the program will be required to contribute a co-payment whose amount will hinge on your gross income.
2. Help with paying utility bills:
For those searching for monetary help with paying utility bills, LIHEAP will be the answer. LIHEAP – Low-Income Home Energy Assistance Program – is aimed at assisting those who are in danger of losing the utility services because of non-affordability. In order to get approved, applicants need to demonstrate that much of their income goes towards heating cost. The benefit amount you get approved for will depend on your family size, annual income and the region where you live. Another option for people needing emergency utility assistance is contacting the utility company and asking for a payment plan. Several utility companies are known for assisting families on the verge of losing service due to non-payment.
3. Affording healthy food:
Food stamps can go a long way towards putting healthy food on the table for your family. Those deemed eligible for the program will receive a card that can be used at stores near you for buying food items. In addition to food stamps, postpartum women can apply for WIC and receive nutritious food packets. You can also make use of the food pantries to get yourself canned and packaged foods.
4. Help with rent:
There are three ways to get help with rent when you find yourself unable to afford it:
1. local churches,
2. rental assistance offered by HUD: Getting into HUD’s housing choice voucher program will prevent major part of your income being spent towards the rent. Payment will be made directly to the landlord on your behalf, and a small part of the rent will be required to be paid by the tenant whose amount will depend on household income.
3. monetary assistance offered by non profit organizations.