Grants for single black mothers:
There are grants as well as scholarships for single moms in need of financial aid. But it has to be kept in mind that it might be hard to get one on account of the very few grants out there. But do not be disappointed. Even if you do not find a government grant for your specific purpose, you can get through hard times by making the most of assistance programs administered by the local agencies in every state.
Note: If you are looking for a grant that could help you with personal expenses, be informed that there are no such grants. If you want to search for any government aid, this resource is all that you will ever need – http://grants.gov/
Note that it is not just the government that provides free grants to the citizens. If you look around, you will come across quite a number of organizations – some non-profit and some for-profit – that give away a small grant fora range of purposes, including but not limited to starting small business and affording post-secondary education. Of course, the hardest part is finding such grant opportunities. It is noteworthy that if an organization has decided to give away grants for the very first time, press releases are sure to be given out. Besides that, you can also look for support groups in your area and nearby to see if anyone has got information related to local financial assistance. That is just one of the many ways to expedite the grant search.
What about business grants from the federal government?:
If you have been looking to get seed money for starting your business, you will be slightly disappointed on account of the fact that finding government business grants is virtually impossible. Some grants are indeed given but application for such aid is open only to very specific businesses – mostly non profit and businesses with potential to aid local economic development. Now comes the question of what to do for the seed money as a single mother. One suggestion is a SBA loan. These loans are not given by SBA itself but are backed by them. Regardless, this guarantee by the SBA leads to easier access to a loan for people who otherwise would have faced barriers.
Of course, after looking so much for a grant, when you are just given an option to take the loan instead, you will certainly have hesitation. But it is most important that you do not put your business idea in a back burner on account of not finding a free grant. Weigh the advantages of starting your business against the risks you face by borrowing.
Finding grants for domestic assistance and other assistance resources:
https://www.cfda.gov/ – This is a online resource with comprehensive information related to domestic assistance,
UNCF scholarships – With an aim to serve the low and moderate income families, UNCF – United Negro College Fund – awards scholarships to thousands of students each year and helps them afford college,
NBNA Scholarships – assistance given solely to students enrolled in a nursing program. Note that scholarships are given away based on both merit and financial need.
Scholarships resources from NAACP – an association that aims at the development of colored people,
National Organizations – list of links showing organizations serving African-Americans.
Free scholarship search – Wouldn’t it be easier if there is a website wherein you input your basic information and scholarships open to you are presented? That is exactly what is offered through the Sallie Mae Fund’s scholarship search. After inputting GPA and career interest, you would be presented with college scholarships that are open to African-American students. No doubt Sallie Mae has to be lauded for its thoughtful initiative to help African-Americans striving for post-secondary education.
Hallie Q. Brown Scholarships – Applying for college scholarships that are open only to African Americans would always mean greater chances of getting the aid in hand due to the lower competition. One such aid opportunity is the Hallie Q. Brown Scholarship, given by National Association of Colored Women’s Clubs (NACWC). Application is open to you only if you are a high school graduate and are already enrolled in an accredited school.
AARP Foundation Women’s Scholarship Program – While this aid opportunity is not specifically open to African American mothers, it is open to all women who are over 40 years of age. If you fit this demographic, it would mean you will be eligible to apply, and more importantly, face lower competition on your run towards financial aid. Aid gets awarded to applicants based on a variety of factors – not just financial need.
Ford Opportunity Program for single parents – Another program designed particularly to help single parents striving to get back to school. As already stressed, as a program only open to single parents, it offers you more chances of winning the scholarship award. Do note that as of this date, application is open only in Oregon and Siskiyou County, California.